Cost of Living in Beaufort vs. Charleston or Hilton Head: What You Need to Know
(Why Beaufort Might Just Be the Best-Kept Secret in the Lowcountry)
If you're dreaming of coastal living in South Carolina, chances are you've come across three popular names: Charleston, Hilton Head, and Beaufort. Each offers beautiful scenery, rich history, and Southern charm — but when it comes to cost of living, Beaufort often stands out as a smart (and stunning) choice.
Whether you're relocating for a slower pace, better value, or a true sense of community, here's what you need to know when comparing Beaufort vs. Charleston vs. Hilton Head.
Housing Costs: Get More for Your Money in Beaufort
Beaufort: Median home prices hover around $350,000-$450,000, depending on proximity to the waterfront or historic districts. You’ll find everything from charming historic homes to new construction communities — often at prices 20-30% lower than Charleston or Hilton Head.
Charleston: Median home prices are currently around $550,000-$650,000 (and much higher in historic downtown or waterfront areas). Inventory moves fast, and the competition can drive prices even higher.
Hilton Head: Known for luxury resorts and second homes, the median home price typically falls between $600,000-$750,000, with gated communities and waterfront properties commanding premium prices.
Bottom Line:
In Beaufort, you can live by the water, within walking distance of parks and downtown, or enjoy spacious suburban lots — without the million-dollar price tag.
Everyday Expenses: Lower Overall in Beaufort
Groceries: Slightly lower in Beaufort compared to Charleston and Hilton Head (by about 3–5%). Local markets and farm stands are also plentiful and affordable.
Utilities: Beaufort’s utility costs (electricity, water, gas) tend to be 5–10% lower than in Charleston or Hilton Head thanks to less urban infrastructure demand.
Healthcare: Beaufort offers excellent healthcare options (like Beaufort Memorial Hospital) at costs similar to or slightly below Charleston and Hilton Head averages.
Transportation: With shorter commutes and less traffic, you’ll save on gas — plus, you might find yourself using a golf cart downtown more than your car!
Bottom Line:
Day-to-day living in Beaufort is often noticeably easier on the wallet — and on your stress levels.
Taxes: South Carolina Overall is Tax-Friendly
Property Taxes: South Carolina has some of the lowest property taxes in the nation. Beaufort, Charleston, and Hilton Head all benefit from this, but Beaufort’s home values make it particularly attractive.
Sales Tax: Statewide rate is 6%, with minor local variations (Beaufort adds just 1% for a total of 7%).
Income Taxes: South Carolina income tax ranges from 0–6.5%, depending on your income level, with attractive deductions for retirees.
Bottom Line:
Low property taxes + a lower cost of living = major financial breathing room in Beaufort.
Lifestyle and Value: What Are You Paying For?
Charleston: Big-city energy, endless dining options, historic tourism, and vibrant arts — but with more congestion, higher costs, and a faster pace.
Hilton Head: Resort lifestyle, luxury golf communities, and beach access — but higher living costs, lots of vacation traffic, and a more seasonal population.
Beaufort: Authentic Southern charm, vibrant local culture, waterfront beauty, year-round outdoor activities, and a deeply rooted sense of community — without the overwhelming crowds or premium prices.
Bottom Line:
In Beaufort, you can enjoy everything people love about the Lowcountry — live oaks, river breezes, rich history — at a more approachable price point and with a true hometown feel.
Thinking About Making the Move?
Whether you're looking for your forever home, a second home, or a place to raise a family, Beaufort offers unbeatable value, beauty, and lifestyle.
Ready to find the perfect home that fits your dreams and your budget?
I’m here to help you every step of the way — let’s find your place in Beaufort.